bKash Launched Personal Retail Account for Small and Online Business

June 05, 2021

Recently, bKash started a new service a Personal Retail Account for small and online businesses. Under this account, users can collect payments from their customers.

Now, bKash had 4 types of accounts:

  • Personal Account
  • Agent Account, and
  • Marchant Account
  • Personal Retail Account (Newly launched)

What are the facilities of Personal Retail Account (PRA)

Normally, large business owners use Marchant Accounts to collect payments. But small businesses and online businesses can not open a merchant account for not having all the requirements such as (Trade licenses, Tin Certificates, Bank accounts, etc.)

If you are doing a small or online business, you can open a PRA account without Trade License, TIN and Bank account.

Payment Receive

In the personal retail account, you can accept the payment sent by a bKash customer. Any development customer scans the QR of your account, with the payment gateway, your

Send Money to bKash Personal number

From a personal retail account, you can send money to any bKash customer using the send money feature. In this case, certain charges and limits will be applicable.

Cash-out from agents and ATMs

Any personal retail account holder can cash out from any development agent and BRAC Bank and Q-Cash ATM booth if required. Specific charges and limits apply.

Payment facility in other personal retail account and  merchant account

Any personal retail account holder will be able to make payments to other personal retail accounts.

Besides, you can also pay in bKash Merchant Plus, Merchant Plus Lite A & B, Medium, Small and Micro accounts. Specific charges and limits apply.

Receive payment from other personal retail account and merchant account

Any Personal Retail Account Holder can accept payments from other Personal Retail Accounts.

Besides, you can also accept payments from bKash Merchant Plus, Merchant Plus Lite A & B, Medium, Small and Micro accounts. Specific charges and limits apply.

Personal Retail Account  and Bank Account Link Up

The bank account of the account holder can be linked to any personal retail account. And money can be transferred from that personal retail account to a bank account.

This feature will only be available from the Merchant App in the future. For this specific charges and limits are applicable.


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